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FLamazing Credit Repair

How does bad credit affect me?

What impact does a poor credit score have on a person's life? The bottom line. While bad credit can make it harder to access credit cards, loans and mortgages — and might even affect your job prospects — there are plenty of ways to improve your credit history and build your credit score and we are going to help you!

What is a Credit Score and why is it important?

A credit score is usually a three-digit number that lenders use to help them decide whether you get a mortgage, a credit card or some other line of credit, and the interest rate you are charged for this credit. The score is a picture of you as a credit risk to the lender at the time of your application.

What is my credit score used for?

Companies use credit scores to make decisions on whether to offer you a mortgage, credit card, auto loan, and other credit products, as well as for tenant screening and insurance. They are also used to determine the interest rate and credit limit you receive. Add an answer to this item.

What is my credit score used for?

670 to 739 Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent..

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